Best travel credit card

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Picture of Henry Wee
Henry Wee

Features

What features do you look for in a travel card? For me, it’s all about:

  • Air Miles conversion rate and preferred airlines
  • Points rewards
  • Lounge access: Is it just Malaysia, Asia, or global?
  • Travel insurance coverage

Past and Current Favourites

Past

CIMB Travel World Elite:

  • Air Miles conversion: RM 1 per mile
  • Travel insurance: Up to RM 2,000,000 coverage
  • Lounge access: Free access to Plaza Premium First (not Plaza Premium Lounge) in KLIA, and Plaza Premium Lounge globally
  • Complimentary hotel stays: Free stays at Marriott Nusa Dua Gardens, Marriott Nusa Dua Terrace, or Marriott Mai Khao Beach Phuket
  • Complimentary fine dining: Choose from five restaurants, including Nobu and Yen @ W Hotel

Maybank 2 Cards Premier:

  • Air Miles conversion: Initially RM 1.40 per mile with American Express card, now RM 5 per mile
  • Dining perks: Buy-1-free-1 at select Shangri-La restaurants, including Lemon Garden

Today (Current Combo)

UOB Prvi Miles Elite:

  • Air Miles conversion: RM 0.90 per mile for overseas spending
  • Bonus: Collect 3 receipts and get a free ride home

Ambank Visa Infinite Enrich:

  • Air Miles conversion: RM 1 per mile for local spending, RM 3 per mile after the promotion
  • Travel insurance: Up to RM 2,000,000 coverage
  • Lounge access: Free access to Golden Lounge (MAS Business Class Lounge)
  • Discounts: 10% off Malaysia Airlines tickets all year long

Here are the links to my current two in case you’re interested in applying: